Apr 28, 2021
Perhaps my wording wasn't as clear as I thought it was. The advice is not to save 27/28 of your income each year. It's to save your money with the aim of ACCUMULATING 27x your normal yearly living expenses.
For example. If your normal living expenses are $50k per year, you would need to save $1.35 million in order to become financially independent and retire.
I hope that clears it up.